CBI SUPREME PROTECTION PLAN - CHINA ACCDIENTAL EMERGENCY MEDICAL INSURANCE

A Medical Card that You MUST bring along with when traveling in Mainland China

China Accidental Emergency Medical
Insurance Card More Classes:		 Short Term 14, 30, 60 and 90 days
Full Year One, Two and Three Years

On-Line Insurance Quotation 24 Hours On-Line Application
Policy Wordings:
As a frequent traveler to Mainland China for business or pleasure purposes, what you basically need is a well arrangement of your itinerary including clothing, food, accommodation and transportation. In addition, you should better arrange an emergency accidental medical insurance for yourself. In case of accident, you may suffer from delay on medical treatment if you have problems to pay cash deposit to the hospital. In order to avoid such worries, China BOCOM Insurance Company Limited, The Ministry of Health P.R. China (MOH) and the Bureau of Medical Administration Health Department of the General Logistics Departments People's Liberation Army of China (PLAC) joint together providing you -- China Accidental Emergency Medical Card. Simply present our medical card for emergency medication at MOH International Assistance Net-work Hospitals and PLAC's hospital network in Mainland China, no prepayment is required. Besides, you can enjoy free club membership of airlines and special hotel room rate.

CBI Supreme Protection Plan -
China Accidental Emergency Medical Insurance has a lot of great benefits:
- No cash deposit required for receiving treatment at designated hospitals in Mainland China.
- Premium at affordable price -
~ Not more than HK$2 a day!
- lot of conveniences
~ around 800 network hospitals accept our medical card
~ enjoy free airline club membership and hotel room special discount
- best protection
~ large limit for emergency medical expense
~ nil excess policy
~ free personal accident insurance
- 24-Hours emergency assistance
~ 24-Hour Hotlines at Hong Kong and Beijing ready to serve you
- On-going value added medical card
~ More and more benefits will be going to be added on our medical card

COMPREHENSIVE COVERAGE
CBI Supreme Protection Plan -China Accidental Emergency Medical Insurance provides the following immense coverage, up to the maximum limit stated in the Coverage Summary Table.

1.
Emergency Medical Expenses & Follow Up Treatment Expenses
  Indemnify the emergency medical expenses necessarily and reasonably incurred due to accidental bodily injury occurred in Mainland China.
Follow up Treatment Expenses (including Physiotherapy or Chiropractic Treatment Expenses and Chinese Herbalists or Bonesetters Expenses) – HK & PRC ( not applicable to short term medical card ).
2.
 Emergency Assistance Services
 In case an accident happens or if you suffer from accidental bodily injury while travelling Mainland China, 24-Hour Emergency Assistance Services will be provided by Beijing Universal Medical Assistance Co., Ltd. appointed by The Ministry of Health, P.R.C. in Beijing and Inter Partner Assistance (Hong Kong) Limited (IPA), including:
-
Emergency Medical Evacuation
-
Emergency Repatriation to Hong Kong after Treatment
-
Repatriation of Mortal Remains/Ashes to Hong Kong
-
Compassionate Visit
-
Return of Unattended Dependent Child(ren) to Hong Kong
-
Hospital Admission Guarantee Deposit
 In addition, IPA will provide the following hotline services:
 - Medical Service and Referral, Arrangement of Hospital Admission
-
Embassy Referral
-
Lost Luggage Assistance
-
Emergency Travel Service Assistance
-
Interpreter Referral
-
Legal Referral
-
Pre-trip Information
-
Emergency Message referral
3.
Personal Accident Insurance
 If you suffer accidental death or total paralysis during the period of insurance, we will provide the benefits to you or your legal beneficiary.
COVERAGE SUMMARY
Items Short Term Full Year
14, 30, 60 and 90 days Plan A Plan B
Territorial Limit Mainland China
(exclude Hong Kong SAR and Macau) 		Mainland China
(exclude Hong Kong SAR and Macau) 		Guangdong Province
Authorized Hospital
Network 		The Ministry of Health P.R. China and the Bureau of Medical Administration Health Department of the General Logistics Department People's Liberation Army of China
Emergency Medical HK$200,000 per event HK$300,000 per event
Follow up Treatment within
30 Days after discharge from
hospital including
a.
Physiotherapy or Chiropractic
Treatment Expenses
b.
 Chinese Herbalists or
Bonesetters Expenses
N/A
HK$3,000
(Max. Limit)

HK$1,000 (HK$150 per day)

HK$500 (HK$100 per day)
Emergency Medical
Evacuation
HK$35,000
Unlimited
Emergency Repatriation to
Hong Kong after Treatment
Repatriation of Mortal
Remains/Ashes to Hong Kong
Compassionated Visit
(In the event of the Insured
suffering from serious
Accidental Bodily Injury
resulting in hospital
confinement in China for
more than 7 consecutive days)
1. A Round Trip Ticket (on economy fare basis)
2. Cost of Accommodation HK$1,200 per day for a maximum period of 5 consecutive days
1. Two Round Trip Tickets (on economy fare basis)
2. Cost of Accommodation HK$1,200 per day for a maximum period of 7 consecutive days
Return of Unattended
Dependent Child(ren) to
Hong Kong (age below 16)
A one-way Ticket
(on economy fare basis)
Hospital Admission
Guarantee Deposit
HK$50,000
HK$65,000
Personal Accident
(Accidental Death or Total
Paralysis)
HK$35,000
HK$260,000

PREMIUM
Days Short Term Plan Annual Plan
Year Plan A Plan B
14
30
60
90
HK$78
HK$138
HK$168
HK$208
1
2
3
 
HK$600
HK$1,000
HK$1,400
 
HK$350
HK$580
HK$800
 
Remarks:
1. Insured must be between 16 and 75 years of age.
2. Unlimited times of journey within the policy year
3. Subject to Terrorism Exclusion.

COVERAGE HIGHLIGHTS
1.
 You may choose either Plan A (Whole China excluding Hong Kong SAR and Macau) or Plan B (Guangdong Province only).
2.
 Unlimited times of journey within the policy year and no restriction on duration of stay.
3.
This plan is available to anyone who holds a Hong Kong ID Card, Macau ID Card, Permit for Taiwan Compatriot or an overseas passport.

MAIN EXCLUSIONS
Illness, infectious disease or by medical or surgical treatment (other than treatment required on account of an accident covered by this policy), hunting, mountaineering necessitating ropes or guides, skating, water skiing, winter sports, diving, racing of any kind or fighting or insanity or being under influence of drugs, alcohol, intoxication, solvent abuse and so on.
IMPORTANT NOTICES
1.
 Insured must be between 16 and 75 years of age.
2.
 No refund premium will be made for 1-Year policy.
3.
 For 2-Year or 3-Year policy, refund will be only made if the remaining unexpired term exceeds twelve months, subject to minimum charge. You must return the original medical card to the Company for cancellation.

CLAIM PROCEDURES
Emergency Medical Expenses
In the event of accident, simply follow steps under our medical card insurance policy to approach the nearby approval Network Hospitals for immediate treatment. We will verify the claim submitted from the Hospitals & reimburse medical expenses to them directly.
If you pay the medical expenses without using our medical card, you should complete the claim form and return to China BOCOM Insurance Co., Ltd. together with the original hospital receipts and medical certificate issued by the attending doctor for processing.

Emergency Assistance Services
Case of an accident, the Policyholder should first call Beijing 24 hours hotline who will confirm the case and coverage, then immediately inform the most nearby Network Hospital to make arrangement for emergency treatment. The Policyholder only has to present our medical card to the Network Hospital for emergency treatment and no need to pay deposit. For all other emergency assistance services without involving Network hospital, the Policyholder should call our Hong Kong 24 hours hotline.

Personal Accident
Please complete and return the claim form together with relevant documents directly to us.

MORE PRIVILAGE FOR YOU
1.
You can enjoy free membership of airline clubs and special hotel room rates.
2.
You can choose higher indemnity limit of Personal Accident Insurance at special discount and you can enjoy a special discount on other personal insurance products if purchased at the same time. Please refer details to the Company and our agents for details.
* (The Company reserves the right to add/change/cancel the benefits at any times without prior notice.)

APPLICATION PROCEDURES
Just complete the proposal form and deposit payment into either one of the following accounts; return the proposal form together with the original deposit slip to the Company. For cheque payment, please make payable to "China BOCOM Insurance Co., Ltd." and write down your name on the back of the cheque. This plan will be valid 7 days after acceptance of the application.
Bank Account Number
Bank of Communications, Hong Kong Branch 027-553-102281-88
Citic Ka Wah Bank Limited 018-697-1-25028-1-00
Bank of China ( Hong Kong ) 031-350-1-0336036
Hang Seng Bank 256-220138-668

If you have any queries, please contact us.


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You have the right to obtain access to and to request correction of any personal information concerning yourself held by China BOCOM Insurance Co., Ltd. Requests for such access can be made to our Data Protection Officer.

This product summary is used for quick reference only. Please refer to the policy for exact terms, conditions and exclusion.